320 N Central Ave

Ramsey Boro, NJ
$ 770,000 Beds 3 Baths 2
Monthly Estimate* How much can I afford?

Welcome to this Fabulous Ranch Home located in the highly sought-after town of Ramsey! Offering the ease of One Floor Living plus a Fully Finished Basement that nearly doubles your living space. A charming Lemonade Porch, a spacious Deck and a HUGE Backyard create the perfect setting for relaxing and entertaining. The main level features three spacious Bedrooms, including a Primary Bedroom with its own Full Bath. The inviting Living Room showcases a wood-burning Fireplace, while the Dining Room features Sliding Glass Doors that open to the large Deck and Backyard. The updated second Full Bath, Hardwood Floors throughout, and a Kitchen with Quartzite Counters and Stainless-Steel Appliances add to this home's appeal. The lower-level provides an abundance of ADDITIONAL LIVING SPACE with an oversized Family Room, a separate Office, a full Laundry Room and a large Storage Room. This home offers a 2-car garage and additional parking for 4 cars. Recent improvements include: Brand New Central Air (July 2026), Freshly Painted Interior (Sept 2026), New Garbage Disposal (Sept 2026), Water Heater (2023), Deck Sanded and Sealed (Aug 2026). Ideally located close to downtown Ramsey, restaurants, shopping, schools, parks, and NYC transportation, this wonderful home combines comfort, space, convenience, and an unbeatable location.

Under Contract

  • Price
  • $ 770,000
  • City
  • Ramsey Boro
  • Bedrooms
  • 3
  • Full Bathrooms
  • 2
  • County
  • BERGEN
  • Half Bathrooms
  • 0
  • Area
  • Ramsey Boro
  • Lot Size
  • 0.79 Acres
  • Zip
  • 07446
  • Year Built
  • 1957
  • Taxes
  • $ 14275
  • Style
  • Ranch
  • MLS#
  • 4051730
Listed By: TERRIE O'CONNOR REALTORS
Data Source: Garden State MLS (GSMLS)

Features

General

Sewer Public Sewer
Heating Radiators - Hot Water
Cooling Central Air,Ductless Split AC
Utilities Electric,Gas-Natural
Possession 0-30
Roof Asphalt Shingle
Appliances Dishwasher,Disposal,Dryer,Microwave Oven,Range/Oven-Gas,Refrigerator,Sump Pump,Washer
Water Heater Gas
Garage Spaces 2
Architectural Style Ranch
Year Built 1957
Garage Attached Garage
Township Ramsey Boro
Easement No
Tax Year 2025
Ownership Fee Simple
County Bergen
Total Rooms 8
Full Baths 2
Status Under Contract
Directions Main Street to N Central
High School RAMSEY HS
Open Parking Spaces 4
Elementary School J. DATER
Tax Annual Amount 14275
Middle/Junior High School E. SMITH
Drive 2 Car Width
Standard Status Under Contract
Tax Assessed Value 681000
Town # 1148
Tax Lot 13
Primary Style Ranch
Sub Property Type Single Family
Community Living No

Interior Features

Basement Finished,Full
Flooring Wood
Total Fireplaces 1
Fireplace Features Living Room,Wood Burning
Fuel Type Gas-Natural
Total Bedrooms 3
Kitchen Features See Remarks
Level 1 Rooms 3 Bedrooms,Bath Main,Bath(s) Other,Dining Room,Kitchen,Living Room

Exterior Features

Exterior Amenities Deck
Pool No
Water Source Public Water
Exterior Description Vinyl Siding
Lot Dimensions 0.788AC
Lot Size Acres 0.79

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Newark, NJ office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School J. Dater Elementary School
Middle School E. Smith Middle School
High School Ramsey Hs

Price History

9/10/2026 Listed $770,000

Property vs Zip Code Average in 07446

Price
AVG $970K
$770K
Taxes
AVG $14,904
$14,275
Year Built
AVG 1984
1957
Visits
AVG 3
22
Data Provided by Inside Real Estate®

Areas That We Cover

320 N Central Ave Ramsey Boro, NJ is a Single Family Home for sale at $770000 and a lot size of 0.79 Acres Acre(s). 320 N Central Ave Ramsey Boro has 3 bedrooms, 2 baths and was built in 1957. The property's zip code is 07446 which is in Ramsey Boro, NJ

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.